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stays visible on your experian credit report for certain amounts of time depending on the type of activity reported.
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what can appear in your credit report and what those items can mean, with additional resources on the most commonly asked questions.
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credit report provides information for lenders and others about how you make payments, your current and past credit mix, and whether your accounts are (or have been) in good standing.
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’ll gain access to valuable resources like toll-free customer support available seven days a week, educational articles to help you learn about credit, and helpful credit offers tailored to your profile, so that if you’re looking to take your credit to the next level, you can proceed with confidence.
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view your free credit report from experian® anytime to understand how you might look to a lender.
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general, creditors send information to the credit reporting agencies on a monthly basis, but the day of the month that the organization sends its updates varies.
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: debts owed on all accounts including mortgages, credit cards, and auto loans.
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inquiries: every time you apply for credit, a “hard inquiry” is placed on your credit report.